System Stress Signals (🚨🩸)
Subprime Autos, Buy-Now-Pay-Later, and Bank Stress: Cracks at the Edge of the Consumer Balance Sheet
As of December 4, 2025, subprime auto borrowers and Buy-Now-Pay-Later users are showing rising strain. This Pattern Nexus deep dive maps where the real risk sits, how much of it flows back into banks…
Nexus (Christopher)