Mortgage structures, leverage cycles, credit flows, capital costs, and the compounding math of debt-based systems.
Floating the idea of using Fannie Mae and Freddie Mac’s capital buffers to buy mortgages is more than a housing tweak. It’s an attempt to run QE through the GSEs instead of the Fed, turning housing f…
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The tax system taxes transactions, not wealth. Learn how borrowing against appreciated assets allows individuals to legally fund their lives without triggering income or capital gains taxes—and why t…
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The Trump administration’s 50-year mortgage proposal, paired with viral rumors of 15-year car loans, is being sold as “affordability.” In reality, ultra-long debt structures double the interest burde…
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